SERVICE CHARGES (DEPOSIT)

RTGS AND NEFT COMMISSION
UP TO 10000 ₹2/-
10001 TO 100000 ₹4/-
100001 TO 200000 ₹12/-
200001 TO 500000 ₹25/-
500001 AND ABOVE ₹50/-
ATM charges
Annual fee ₹100/-
Additional card (p.a.) ₹100/-
Card replacement charges ₹150/-
PIN regeneration charges Nil
Transaction fees at NFS member bank's ATM First 3 transactions of the month (financial & non-financial) in metro cities and first 5 transactions of the month (financial & non-financial) in non metro cities are free.
Transaction fees at NFS member bank's ATM after free transactions:
Financial (cash withdrawal) Rs.21
Non-financial (balance enquiry, mini statement, PIN change) Rs.12
Feroke Co-operative Urban Bank Ltd. Debit Card Limits
Cash withdrawal limit (per day) Rs.20,000
Purchase transaction limit** (per day) Rs. 50,000
Cash at POS Rs. 1,000

*Service tax extra. **When enabled.

CHARGES FOR CLEARING CHEQUES
CHARGE FOR CLEARING CHEQUES NIL
OUTWARD CTS CHEQUE RETURN ₹200+GST
INWARD CTS CHEQUE RETURN ₹200+GST
OBC/IBC REALISATION CHARGE (CHEQUES)
UP TO 10000 ₹50/-
10001 TO 100000 ₹100/-
100001 AND ABOVE ₹150/-
(INCLUSIVE COURIER & POSTAGE CHARGES)
OBC RETURN CHARGES (OUTWARD BILLS/CHEQUE FOR COLLECTION)
OBC COMMISSION + POSTAGE
IBC RETURN CHARGES (INWARD BILLS/CHEQUES FOR COLLECTION)
₹ 200+GST PER INSTRUMENTS
ECS DEBIT RETURN CHARGES
₹ 200+GST PER ECS
ECS DEBIT MANDATE APPROVAL
₹ 50/- PER MANDATE APPROVAL
CHEQUE STOP PAYMENT INSTRUCTION
₹100/- PER INSTRUMENT
CHEQUE BOOK ISSUE CHARGE
FOR SB,CA,CC - ₹2 PER LEAF
DUPICATE PASS BOOK ISSUE CHARGE
₹50/- PER DUPLICATE PASSBOOK ISSUE
PRINT OUT IN ADDITION TO PASS BOOK ₹5/- PER SHEET
MINIMUM BALANCE TO BE KEPT
SB WITHOUT CHEQUE BOOK & ATM ₹500/-
SB WITH CHEQUE BOOK & ATM ₹600/-
CURRENT ACCOUNT WITHOUT CHEQUE BOOK & ATM ₹1500/-
CURRENT ACCOUNT WITH CHEQUE BOOK & ATM ₹2000/-
ACCOUNT MINIMUM BALANCE VIOLATION
₹100/- WILL BE TAKEN ONCE IN 3 MONTHS.
CHARGES ON CLOSURE OF DEPOSIT ACCOUNTS
BEFOR 6 MONTHS ₹100/-
AFTER 6 MONTHS ₹50/-
INOPERATIVE ACCOUNTS
₹200/- WILL BE TAKEN IN AN ACCOUNT WHEN IT IS CATAGARISE AS INOPERATIVE ACCOUNT AND THEN THIS ACCOUNT CONTINUE AS INOPERATIVE ACCOUNT ₹200/- CHARGEBLE FOR ONCE IN A YEAR
TELEPHONIC INFORMATION OF CLEARING CHEQUE AND ECS
₹10/- PER CALL
LOCKER RENT
TYPE I ₹300/-
TYPE II ₹500/-
TYPE III ₹600/-
(SECURITY DEPOSIT ₹10000/- FOR ALL TYPES)

SERVICE CHARGES (LOANS)

FORM CHARGES
ML,PL,BCC ₹50/-
VALUATION CHARGES
RECORD INSPECTION FEE ₹525/- PER FILE
SITE INSPECTION FEE ₹150/- PER FILE
VALUATION CHARGE (BELOW 200000) NIL
VALUATION CHARGE ABOVE 200000 ₹600/-
(VALUATION OF LOAN FILES AMOUNT UPTO ₹200000/- SHOULD BE TAKEN BY BRANCH MANAGERS AND SUBMIT THE VALUATION REPORT BY THE BRANCH MAANGER)
LOAN PROCESSING CHARGES
PL,ML& BCC 0.25 % MAXIMUM ₹10000/-
(NOT TAKEN LOAN PROCESSING CHARGES AT THE TIME OF BCC RENEWAL. AT THE TIME OF ENHANCEMENT OF BCC, PROCESSING CHARGES WILL BE TAKEN 0.25 % & MAXIMUM ₹10000/-)
INSURANCE CHARGES ON GOLD LOAN
₹2 FOR EVERY ₹1000/- AND PART THEROF
MAXIMUM - ₹500/-
DUPLICATE PASS BOOK ISSUE CHARGE
₹50/- FOR DUPLICATE PASSBOOK ISSUE
PRINTOUT IN ADDITION TO PASSBOOK COPYING ₹5/- PER SHEET
MEMBERSHIP FORM FEE
A CLASS MEMBERSHIP FORM ₹1
C CLASS MEMBERSHIP FORM ₹1
 
CHARGES ON CLOSURE OF LOAN ACCOUNT
ML,PL, AND CC ALL TYPE CLOSING CHARGES ₹50/-
DL AND GL CLOSING CAHRGE ₹20/-
CHARGES FOR EARLY CLOSURE OF LOANS
ML WITHIN 3 YEARS ₹100/-
PL WITHIN 3 YEARS ₹100/-
CC WITHIN 6 MONTHS ₹100/-
CHARGES FOR FIELD VISIT IN CONNECTION WITH LOAN RECOVERY
₹ 60/- PER VISIT (CHARGING LOAN ACCOUNT)
CC ALL TYPES RENEWAL CHARGES
UP TO 100000 ₹100/-
100001 TO 500000 ₹250/-
500001 TO 1000000 ₹500/-
1000001 TO 2500000 ₹750/-
2500000 TO 5000000 ₹1000/-
NOTICE CHARGES
ORDINARY NOTICE STAMP CHARGE+15 = ₹20/-
REGISTERED NOTICE STAMP CHARGE+25 = ₹50/-
CHARGES FOR ARC FILING AND EP FILING
NOTICE CHARGE ₹200/- PER LOAN ACCOUNT
SECURITAISATION FILING EXPENSES
NOTICE CHARGE ₹750/- PER LOAN ACCOUNT
CHARGES FOR CHANGING JEWELLERY ITEMS GCC
₹50/- PER ONE TIME CHANGE

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